ONLINE PRIVACY PRACTICES
Principal Settlement is committed to ensuring the privacy
and confidentiality of its customers and visitors to the company's
web site. As such, Principal Settlement Services utilizes industry-standard
security measures to safeguard internet transactions and communications.
Principal Settlement Services Privacy Policy
for Customer Information
Beginning July 1, 2001, all financial institutions are required
to deliver privacy policy notices to members of the public who
buy financial products and services.
If you have any questions about the notice or
the list, please write to:
Principal Settlement
1660 Walt Whitman Rd. Suite 125 Melville, NY 11747.
Special Note About Children
Principal Settlement does not provide services to children
and its web sites are not intended for children. Principal Settlement
asks that minors not submit any personal information
to Principal Settlement . If you are a minor, you can
use this site or Principal Settlement‘s in conjunction
with a parent or guardian.
Non-Personal Identification Information Collection
While Principal Settlement’s web servers automatically collect
visitor domain names, they do not involuntarily collect personal identification
information about visitors. The web servers gather information
about the particulars of a visitor's visit through the Principal
Settlement web site, such as the web page from which
a visitor enters Principal Settlement's site, the pages within
Principal Settlement's site visited, how long a visitor is on
the site, and other such information that will help Principal
Settlement evaluate and improve its site.
Personal Identification Information Collection
When visitors voluntarily provide personal identification information
to Principal Settlement through the company's web site,
such as when ordering services/products and accessing account
specific or other profile information, Principal Settlement
limits its use of such information to the purposes for which the
information was provided. However, Principal Settlement
reserves the right to use such information for marketing/product
development research and other similar purposes and/or to contact
a visitor regarding additional services/products such visitor
may find useful, in accordance with applicable law.
Internal Disclosure of Information
Principal Settlement employees
are permitted access to the information they require to perform
their jobs and service customers. Principal Settlement
maintains strict internal policies against the unauthorized disclosure
or use of customer information. Principal Settlement
has a number of separate subsidiaries and, subject to federal,
state, and local laws, reserves the right to make information
held by one Principal Settlement entity available to other Principal Settlement affiliates
for authorized purposes.
Third Party Disclosure of Information
Principal Settlement does not sell or disclose personal
identification information obtained on-line from visitors through
the company web site to anyone outside of Principal Settlement
and its affiliated companies unless (i)
specifically authorized by a visitor; (ii) such disclosure is
to a Principal Settlement business partner that can provide
beneficial services to Principal Settlement customers
and such business partner agrees to keep the information Principal
Settlement provides confidential; (iii) required by law
or a court or government agency of competent jurisdiction; or
(iv) such disclosure is necessary to protect the safety of Principal
Settlement customers, employees, or property.
Co-Sponsors or Co-Branded Products/Services
If a visitor provides personal identification
information to Principal Settlement through a co-sponsored
or co-branded site or feature, the visitor may also be providing
the personal identification information to the co-sponsor. The
visitor will be made aware of this before the visitor submits
the information and the visitor can decide whether or not to participate.
In the event the visitor submits the personal identification information,
Principal Settlement shall not be responsible for the
use of such information by the co-sponsor.
Unsolicited E-mail
Principal Settlement does not send unsolicited "junk"
e-mail (spam). However, the company does use e-mail to communicate
with customers and respond to visitor inquiries, confirm orders
placed online, and send information requested by visitors through
the company's web site. Any visitors receiving unwanted e-mail
from Principal Settlement should contact the company
and advise of their desire not to receive
future e-mails and/or request removal from Principal Settlement's
e-mail list. As soon as reasonable practicable, Principal Settlement will
remove such visitor from the company's e-mail list.
Cookies
Principal Settlement's web sites may use "cookies" to
improve the level of service to visitors. Cookies are lines of
text that are transmitted to a web browser and stored on the visitor's
hard drive. When the visitor returns to the Principal Settlement
web site the cookie is transmitted back. Cookies provide
a way for a server to recall a previous request or registration,
or to keep track of a transaction as it progresses thereby eliminating
the need to repeat the information previously provided. A cookie
can only be accessed from the web site that placed it on the visitor's
system. The cookies used by Principal Settlement do not
collect personal identification information and Principal Settlement
does not combine information collected through cookies
with other personal information to determine a visitor's identity
or e-mail address. Cookies are commonly used on web sites today
and should not harm any system upon which they are transmitted.
Browsers can be configured to notify visitors when cookies are
about to be received and provide visitors with the option of refusing
cookies.
Future Privacy Policy Modifications
Principal Settlement is continually trying to improve
the services it provides customers and the experiences of visitors
to the company's web site. As such, Principal Settlement
may expand its capabilities for obtaining information about visitors
in the future. Thus, Principal Settlement reserves the
right to revise its Privacy Principles as required by advances
in technology or other changes in the collection of information
through the internet.
Principal Settlement Services Subsidiaries
Principal
Settlement currently operates several major title insurance
and underwriting groups that serve as the primary delivery channel
for title, closing, and escrow services for residential and commercial
transactions. We also maintain a number of regional subsidiaries
and business divisions that address the needs of specific markets.
A list of subsidiaries is available online by clicking the affiliate
list link above.
Questions
Questions regarding this statement should be directed to title@principalsettlement.com
